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Mortgage Relief Program Virginia We Take Over Mortgages Mortgage Relief Program Available For Virginia Residents. We Can Help Homeowners Facing Foreclosure Keep Foreclosure Off Your Credit by simply taking over payments through our Mortgage Take Over Program, you are provided with immediate solution to your mortgage problem, without having a foreclosure added to your credit. Government Mortgage Relief Programs HomeOwnership.org Government Mortgage Relief Programs Loan Modification. The purpose of a mortgage loan modification is to get your monthly payment to a more affordable level. An affordable mortgage payment is typically defined as 31% of the borrowers monthly gross income. This is achieved by modifying one or more components of your mortgage: Mortgages USAGov However, the MHA program still offers free counseling and help for homeowners who are having difficulty communicating with mortgage companies or lenders about their needs for mortgage relief. Learn more about counseling or call 888-995-HOPE (4673).
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